What is the minimum fee for credit card to cash conversion?

For transactions below ₹10,000 a minimum processing fee of ₹250 applies. No hidden charges beyond the stated gateway fee.

Which credit cards are accepted for PayByLink?

All major Indian credit cards — HDFC, ICICI, SBI, Axis, Kotak and American Express are accepted.

How quickly is cash transferred to bank account?

Cash is credited to your bank account within minutes after payment confirmation and KYC verification.

What is the charge for credit card to cash conversion?

Rates start from 2.49% via Razorpay EDU gateway. American Express cards are processed at 5.5% via Cashfree.

Instant Cash
On Your Credit Card

Premium, secure & transparent service trusted by thousands. Get cash in minutes with India's lowest rates starting at 1.99%.

RBI Compliant

Bank-Level Security

Instant Settlement

10,000+ Happy Users

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Important Information

Transparent charges • Secure transactions • No hidden conditions

Best & Reliable Rates
We recommend Razorpay gateways as they offer the most competitive rates with high success ratio and fast settlement.
Minimum Service Fee
For transactions below ₹10,000, a minimum processing fee of ₹250 will be applicable.

Corporate / Business Cards
Transactions using corporate or business credit cards will attract a minimum processing fee of 5%.
100% Secure & Compliant
All transactions are fully compliant with bank guidelines and processed via secure, encrypted payment gateways.

Transparent Pricing

Our Competitive Rates

Choose the best gateway for your needs — no hidden charges, ever.

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Best Rates — Most Popular

Education & Travel (All Cards)

Gateway	Fee	Per Txn Limit
Razorpay Crowpay EDU	2.49%	₹94,999
Razorpay Crowpay Fast	2.49%	₹39,999
Razorpay TRANSIT	2.99%	₹49,999

American Express

Amex Cards Only

Gateway	Fee	Per Txn Limit
Cashfree Crowpay EDU	5.5%	₹2 Lakh

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Calculate Your Charges

Select your gateway & amount — see exactly what you'll receive instantly.

Select Gateway

Transaction Amount

₹

₹1,000₹2 Lakh

EMI Tenure

Per transaction limit: ₹94,999 (EDU) / ₹39,999 (Fast) / ₹49,999 (TRANSIT)

YOU WILL RECEIVE

₹48,755

Direct to your bank account

Monthly EMI

₹0

Transaction Amount₹50,000
Gateway Charge 2.49%-₹1,245
Min. Fee (below ₹10K)₹250 (Fee)
💰 Net Receivable₹48,755

Proceed to Payment

Simple Process

How It Works

Just 4 simple steps to get instant cash in your bank account.

Make Payment

Click below and complete secure payment via PayByLink with your credit card.

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Bank Details

Provide your bank account details for instant cash transfer.

First Time? KYC

For seamless experience, complete the secure CKYC form once.

Complete CKYC Form

Instant CashOn Your Credit Card