All-in-One Financial Services

Everything You Need,
One Place

Cash on credit card, rent payments, B2B transfers, AEPS, DMT — sabhi financial solutions ek hi jagah. Instant, secure, transparent.

Get Started Now Talk to Us
6+
Services Available
2%
Rates Starting From
5000+
Happy Customers
3 min
Avg Transfer Time
What We Offer

Our Services

Comprehensive financial solutions designed for individuals and businesses across India.

01

Cash on Credit Card

Instant cash against your credit card at our Turbhe location. Swipe your card, get cash in hand within minutes. HDFC, ICICI, SBI, Axis, Amex — all accepted.

Most Popular
02

Credit Card to Bank Transfer

Transfer funds directly from your credit card to any Indian bank account via IMPS/NEFT. No extra transfer fees. Multiple accounts supported.

Instant IMPS
03

Rent & Utility Bill Payment

Pay house rent, electricity, water, education fees, and other utility bills using your credit card. Earn reward points on every payment.

Earn Rewards
04

Credit Card EMI Conversion

Convert large credit card transactions into easy monthly installments. Tenures from 3 to 24 months with competitive rates. Reduce financial burden instantly.

3–24 Months
05

B2B Payments

Business-to-business payment solutions. Pay vendors, suppliers, and partners using your credit card limit. Perfect for businesses managing cash flow.

For Business
06

AEPS, DMT & Bill Payments

Aadhaar Enabled Payment System, Domestic Money Transfer, and complete bill payment gateway — mobile recharge, DTH, insurance, and more.

Pan India
Simple Process

How It Works

Complete your transaction in under 10 minutes with minimal documentation.

01
🪪

Submit Identity

Aadhaar, PAN, or Voter ID for quick KYC. Name must match card.

02
💳

Swipe Your Card

Swipe credit card at our secure terminal. OTP verification done.

03
🏦

Share Bank Details

Provide your account number & IFSC for instant transfer.

04
✅

Receive Money

Cash or bank credit within 3–10 minutes. Job done!

Why Choose Us

Benefits of Spotcash

Everything that makes Spotcash the most trusted cash-on-credit-card service in Navi Mumbai.

Instant Processing

Cash or bank transfer within 3–10 minutes of card swipe. No waiting, no delays.

Bank-Grade Security

AES 256-bit encryption + 128-bit SSL. Your card and data are fully protected.

Transparent Pricing

Rates from 2%. No hidden charges, no surprises. Calculate before you transact.

All Cards Accepted

Visa, Mastercard, RuPay, Amex, Diners — from HDFC, ICICI, SBI, Axis, Kotak & more.

Minimal Documentation

Just 3 things: your credit card, a valid ID, and bank account details. That's it.

7 Days Available

Open Mon–Sun, 9 AM–9 PM. WhatsApp support available 24/7 at +91 9090569555.

Accepted Cards

All Major Cards & Banks

Visa
Mastercard
RuPay
Amex
HDFC
ICICI
SBI
Axis
Got Questions?

Frequently Asked Questions

Everything about our services — answered clearly.

Cash on credit card kya hota hai?
Cash on credit card ek service hai jisme aap apna credit card swipe karte ho aur turant cash ya bank transfer milta hai. Spotcash yeh service Navi Mumbai mein 2% charges se provide karta hai.
Minimum aur maximum kitna transaction kar sakte hain?
Minimum ₹1,000 aur maximum ₹5,00,000 per transaction. ₹1 lakh se upar ke liye contact karo best rates ke liye.
Kitne time mein paise milte hain?
Card swipe aur OTP ke baad 3–10 minutes mein cash ya bank transfer complete ho jata hai. Rare cases mein max 30 minutes.
Service charges kitne hain?
Standard charges 2% se 3.5% tak hain — card type, bank, aur amount ke basis pe. Hamara calculator use karo exact estimate ke liye.
Kaunse documents chahiye?
Sirf 3 cheezein: (1) Credit card, (2) Valid ID — Aadhaar, PAN ya Voter ID, (3) Bank account number + IFSC. Card ka naam ID se match karna chahiye.
Ready to Start?

Cash on Credit Card?
We're Ready!

Join 5,000+ customers who trust Spotcash for instant, secure transfers. Available 7 days a week in Navi Mumbai.

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